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Financial logic identifies a person's attitude towards money and how they manage money. The two types of Financial logic are Conservative and Non-Conservative.

Conservative people usually have good financial logic.  Money is a primary focus in their lives because it represents security. They are frugal and typically good money managers.  They plan for their security to avoid being pushed into a financial bind. They may prefer to pay cash and try to manage their credit cards to avoid being overextended.  They often have funds to take them through the hard times. Money and security is an ongoing focus for the Conservatives and causes great stress for them when it is not available. Financial issues can be a source of friction when people do not have the same financial logic.  

Non-Conservative people are comfortable spending money and often have an innate ability to earn it.  They typically have less of a focus on money than the Conservative types which allows them to live a more spontaneous lifestyle. The Non-conservative people may learn how to earn and manage money from their parents, by education or functioning in the world. This paragraph, however, describes their innate financial logic. Without the educational benefit from an outside source, the Non-conservative types may have weak financial logic and have trouble handling money. They'll often draw the line lower in their checkbook than the Conservative types and may over extend themselves. Many live on the financial edge.  Some work hard and have little to show for it. 

To review the challenges and recommendations when two people do not have the same financial logic, click here:   "We have different Financial Logic."